What is a prequalification?

  • An opportunity to review your credit report with a mortgage loan officer and begin to understand what your lending options are.
  • Gives you the opportunity to have a detailed conversation and discuss your situation and your goals.
  • Allows time to ask questions and learn about the mortgage lending process.
  • A great starting point for a home purchase or when considering a mortgage refinance.
  • Can be done on the phone or in person.